Insurance & Financing at Frisco Dental Hub — Quick Answer

Frisco Dental Hub accepts Delta Dental, MetLife, Cigna, Aetna, BlueCross BlueShield, United Healthcare, Humana, and Guardian PPO plans. We also accept CareCredit 0% APR financing (6–24 months), HSA and FSA payment cards, and offer an in-house dental membership plan for patients without insurance. We always verify your benefits before treatment — no surprise bills. Call (972) 276-4888 to verify your insurance today.

PPO Plans accepted:
Delta Dental, MetLife, Cigna, Aetna, BCBS, UHC, Humana, Guardian
PPO coverage (typical):
50–80% after deductible
CareCredit financing:
0% APR · 6, 12, 18 or 24 months
HSA / FSA:
Accepted for all dental services
In-house membership:
2 cleanings + 2 exams + X-rays + 15–20% off all treatment
Medicaid / CHIP:
Not accepted
Out-of-network PPO:
Accepted — claims filed as courtesy
Benefit verification:
Done before every appointment — no surprise bills
💳 Accepted Insurance

We Are a PPO Dental Practice — Here Are the Plans We Accept

Frisco Dental Hub is an in-network PPO provider. We accept most major PPO dental insurance plans. We do not accept HMO or DMO (capitation) plans. Don't see yours? Call us — we likely accept it, or can file out-of-network claims on your behalf.

💊
MetLife
PPO Accepted
🏥
Cigna
PPO Accepted
⚕️
Aetna
PPO Accepted
🔵
BlueCross BlueShield
PPO Accepted
🏦
United Healthcare
PPO Accepted
🌿
Humana
PPO Accepted
🛡️
Guardian
PPO Accepted
⚡ How Your Insurance Works at Frisco Dental Hub
1
You Book

Schedule your appointment online or by calling (972) 276-4888.

2
We Verify

Our team verifies your benefits before your visit — coverages, deductibles, and maximums.

3
We Tell You

We let you know your exact out-of-pocket cost before any treatment begins.

4
We Bill Them

We submit the claim to your insurance directly — no paperwork for you.

Not sure if we take your plan? Call (972) 276-4888 — we'll tell you in under 2 minutes.

🔓 Out-of-Network PPO

Can I Visit Frisco Dental Hub If I Am Out-of-Network?

Yes — absolutely. If your PPO plan does not list Frisco Dental Hub as an in-network provider, you can still receive care and use your out-of-network benefits. Many patients are surprised to learn that their PPO plan still covers a substantial portion of the cost even at an out-of-network office.

Our front office team will submit the claim to your insurance on your behalf as a courtesy — you won't need to handle any paperwork. We also help you understand and maximize whatever out-of-network benefits your plan provides.

Out-of-network PPO coverage typically pays 50–70% of the allowed fee after your deductible. Actual coverage depends on your specific plan. Final costs are determined only after a clinical exam by Dr. C.

📋 How Out-of-Network Works at FDH
1You call and tell us your plan — we verify your out-of-network benefits before you arrive.
2We quote your estimated out-of-pocket cost before any treatment begins.
3After treatment, we file the out-of-network claim directly to your insurer — no forms for you.
4Your insurer sends reimbursement directly to you or to us based on your plan's EOB.
📞 Check My Out-of-Network Benefits
🏢 Frisco Employer Plans

Work for a Frisco Area Employer? We Likely Accept Your Plan.

Many of the largest employers in Frisco and the surrounding area offer Delta Dental PPO, MetLife PPO, Cigna PPO, or Aetna PPO dental benefits — all of which we accept. This includes employees of Toyota North America, Liberty Mutual, FedEx, Frisco ISD, TIAA, Keurig Dr Pepper, and many others headquartered or operating in the Frisco / Plano corridor.

Not sure what plan your employer provides? Check your benefits portal or HR paperwork — then call us at (972) 276-4888 and we'll confirm in under 2 minutes whether we're in-network for your specific plan.

Common employer plans we accept:
🦷 Toyota — Delta Dental PPO
🛡️ Liberty Mutual — MetLife PPO
📦 FedEx — Cigna / Aetna PPO
🏫 Frisco ISD — BlueCross BlueShield
Other employer? Call to confirm →
🔍 Quick Check

Does Frisco Dental Hub Accept My Insurance?

Select your plan below for an instant answer:

🔍 Insurance Plan Checker

Instant check — no phone call needed for common plans

Great news — we accept this plan!

Frisco Dental Hub is in-network with this PPO plan. We'll verify your specific benefits, deductible, and annual maximum before your appointment so you know your exact out-of-pocket cost. No surprise bills — ever.

📞
We likely accept this — let us confirm in 2 minutes

We work with many insurance plans beyond our confirmed list. Call us at (972) 276-4888 and we'll check your specific plan right away — it takes less than 2 minutes. We also accept out-of-network PPO benefits and file claims as a courtesy.

ℹ️
This plan type isn't accepted — but you have great options

Frisco Dental Hub is a private PPO practice and doesn't accept Medicaid, CHIP, or HMO plans. However, we offer an in-house dental membership plan that covers cleanings, exams, and X-rays — plus 15–20% off all other treatments. CareCredit 0% APR financing and HSA/FSA are also available.

💡
No insurance? We've got you covered.

Our in-house dental membership plan is designed exactly for patients without insurance. It covers your preventive care at a fixed annual cost and gives you significant discounts on all other treatments — so you can get the care you need at a price that works.

💰 Financing Options

Flexible Ways to Pay for Your Dental Care

Quality dental care should be accessible — not a financial burden. Here are all the ways you can pay at Frisco Dental Hub:

💳
CareCredit Financing
Split your dental costs over time — interest-free
0%
APR Promotional6, 12, 18 & 24 month plans available
  • Use for any dental treatment at Frisco Dental Hub
  • Apply online at carecredit.com in minutes
  • Covers cleanings, implants, Invisalign, crowns & more
  • Can be combined with your insurance benefits
  • No prepayment penalty — pay off early any time
Apply for CareCredit →
💼
HSA & FSA
Use your pre-tax health savings dollars
  • Health Savings Account (HSA) cards accepted
  • Flexible Spending Account (FSA) cards accepted
  • All dental services qualify as eligible expenses
  • Use before your FSA year-end deadline
  • No forms required — swipe like a debit card
  • Can be combined with your PPO insurance
💡 FSA Tip If you have FSA funds expiring at year-end, schedule your treatment before December 31 to use them — call us at (972) 276-4888.
💵
Cash & Credit Cards
All major payment methods accepted
  • Cash payments accepted at the front desk
  • All major credit cards: Visa, MC, Amex, Discover
  • Debit cards accepted
  • Pay online via secure patient portal
  • Itemized receipt provided for all payments
💡 Insurance Tip Even without insurance, ask about our in-house membership plan — it can save patients hundreds per year on routine care.
🏅 No Insurance?

Our In-House Dental Membership Plan

Designed for patients without dental insurance — get the preventive care you need at a simple, predictable annual cost.

🏅 Annual Membership Plan

Everything You Need for Healthy Teeth — Included.

One flat annual fee. No deductibles. No waiting periods. No claim forms.

🦷
2 Professional Cleanings per Year Includes scaling, polish, and fluoride treatment
🔍
2 Comprehensive Exams per Year Full oral exam with oral cancer screening
🖥️
Full Digital X-Ray Series Bitewing and periapical X-rays as needed
🚨
Emergency Exam (1 per Year) One urgent/emergency exam visit included
15–20%
Off ALL Other Treatments — crowns, implants, fillings, Invisalign, whitening, root canals, and more. Discount applies immediately upon enrollment.

Who Is the Membership Plan For?

The Frisco Dental Hub membership plan is designed for anyone who wants to take care of their smile without the complexity of dental insurance.

💼
Self-Employed & Freelancers

No employer dental benefit? Our plan replaces it — at a fraction of typical premium costs.

👴
Retirees

Lost dental coverage at retirement? Our membership plan keeps your smile covered year-round.

👨‍👩‍👧
Families Without Coverage

Enroll the whole family and save significantly on routine and restorative care.

🔄
Between Jobs

Transitioning between employers? Our plan bridges the gap without skipping care.

📞 Ask About Membership Pricing

Call (972) 276-4888 or ask at the front desk. Individual and family rates available. No long-term commitment — renews annually.

💡 No Insurance?

Uninsured Patients Are Always Welcome Here

Not having dental insurance shouldn't mean going without dental care. Frisco Dental Hub has multiple ways to make your treatment affordable.

At Frisco Dental Hub, we believe that everyone deserves quality dental care — regardless of insurance status. We never turn patients away for lack of coverage, and we work hard to find a payment option that fits your budget.

Our front office team will sit down with you before any treatment begins to walk through all your options, estimate costs, and help you decide on the best plan. There's never pressure, and there are never surprise charges.

Call us at (972) 276-4888 — we'll tell you exactly what your visit will cost before you even walk in the door.

📅 Book Without Insurance
🏅
In-House Membership Plan

Annual plan covering 2 cleanings, 2 exams, X-rays, and 15–20% off all other treatments. Our best option for ongoing care without insurance.

📅
CareCredit 0% APR Financing

Apply at carecredit.com and split your treatment into 6–24 monthly payments with no interest. Approval decision in minutes.

💼
HSA / FSA Benefits

If you have a health savings account through your employer, dental care is an eligible expense. Swipe your HSA/FSA card like a debit card.

💵
Cash Pay Discount

Patients who pay in full at the time of service may be eligible for a discount. Ask our front desk for details when you book.

⭐ Real Google Reviews

What Patients Say About Our Office

★★★★★

"New dentist for me and I will definitely be going back for the rest of my dental work! Front office was very helpful with insurance and professional!"

HB
Google Review · Frisco Dental Hub
Insurance Help · New Patient
★★★★★

"Our whole family has been visiting Dr. Chakrapani for all our dental needs, and we couldn't be happier. He is incredibly patient, calm, and truly takes the time to listen to our concerns. I highly recommend this dental office to anyone looking for a trustworthy, caring, and knowledgeable dentist."

YR
Google Review · Frisco Dental Hub
Whole Family · Highly Recommended
❓ Insurance FAQs

Common Insurance & Billing Questions

Still have questions? Call (972) 276-4888

We accept most major PPO plans including Delta Dental PPO, MetLife PPO, Cigna PPO, Aetna PPO, BlueCross BlueShield, United Healthcare, Humana, and Guardian. If you don't see yours, call (972) 276-4888 — we likely accept it or can file out-of-network claims on your behalf.

Frisco Dental Hub is a PPO dental practice. We accept most major PPO insurance plans. We do not accept HMO, DMO, or managed care / capitation plans. If you have a PPO plan through your employer — including Toyota, Liberty Mutual, FedEx, Frisco ISD, or other major Frisco area employers — call (972) 276-4888 and we'll confirm whether we're in-network for your specific plan.

Yes — always. We verify your insurance benefits before every appointment so you know your exact out-of-pocket cost before treatment begins. We check your coverage percentage, deductible, annual maximum, and any waiting periods. No surprise bills at Frisco Dental Hub.

Yes. We accept CareCredit with 0% APR promotional periods of 6, 12, 18, and 24 months depending on the amount financed. CareCredit can be used for any dental treatment — cleanings, crowns, implants, Invisalign, cosmetic procedures, and more. Apply at carecredit.com before your appointment.

We have great options for uninsured patients: (1) In-house dental membership plan — covers preventive care and gives 15–20% off all treatments; (2) CareCredit 0% APR financing; (3) HSA/FSA payment cards; (4) cash pay discounts. Ask our front desk for details on any of these options.

Yes. We accept Health Savings Account (HSA) and Flexible Spending Account (FSA) payment cards for all dental services. Dental care is an eligible expense under both plans. Just swipe your card at the front desk — no special forms required.

Yes. We accept both HSA (Health Savings Account) and FSA (Flexible Spending Account) cards for all qualifying dental procedures — including single dental implants, All-on-4, crowns, root canals, Invisalign, and routine preventive care. Just swipe your HSA or FSA card at the front desk like a debit card. No special forms required.

Frisco Dental Hub is a private PPO dental practice and does not currently accept Medicaid or CHIP. However, our in-house membership plan, CareCredit financing, and HSA/FSA options can make dental care affordable for patients without PPO insurance coverage.

The Frisco Dental Hub membership plan is an annual plan for patients without dental insurance. It covers 2 professional cleanings, 2 comprehensive exams, full digital X-rays, and 1 emergency exam per year — plus 15–20% discounts on all other treatments. No deductibles, no waiting periods, no claim forms. Call (972) 276-4888 for current pricing.

Yes. If Frisco Dental Hub is not in your insurance network, you can still use your out-of-network PPO benefits. We will submit the claim to your insurance on your behalf as a courtesy. Out-of-network coverage typically pays 50–70% of the allowed fee after your deductible.

With most PPO insurance, a routine cleaning and exam is fully covered or requires only a small copay. Without insurance, a routine cleaning typically costs $80–$150 and a comprehensive exam $75–$120. Membership plan patients receive cleanings and exams as part of their annual fee.

Yes. Through CareCredit 0% APR financing, you can split larger treatment costs (crowns, implants, Invisalign, etc.) into manageable monthly payments with no interest during the promotional period (6, 12, 18, or 24 months). Apply at carecredit.com before your appointment.

Dental Insurance & Financing at Frisco Dental Hub — Key Facts

Accepted Insurance Plans

Delta Dental PPO:
Accepted · Preventive 100% · Basic 80% · Major 50% (typical)
MetLife PPO:
Accepted · Preventive 100% · Basic 80% · Major 50% (typical)
Cigna PPO:
Accepted · Preventive 100% · Basic 80% · Major 50% (typical)
Aetna PPO:
Accepted · Preventive 100% · Basic 80% · Major 50% (typical)
BlueCross BlueShield:
Accepted · PPO plans only
United Healthcare:
Accepted · PPO plans only
Humana:
Accepted · PPO plans only
Guardian:
Accepted · PPO plans only
Medicaid / CHIP:
Not accepted
HMO Plans:
Not accepted
Out-of-network PPO:
Accepted — claims filed as courtesy
Benefit verification:
Before every appointment — no surprise bills

Financing & Payment Options

CareCredit:
0% APR · 6, 12, 18 or 24 month plans · all treatments eligible
HSA:
Accepted · all dental services qualify
FSA:
Accepted · use before year-end deadline
Cash:
Accepted · discount may apply
Credit cards:
Visa, Mastercard, Amex, Discover
Membership plan:
Annual in-house plan for uninsured patients

Practice Information

Frisco Dental Hub is located at 4500 Hillcrest Rd Suite 190, Frisco TX 75035. Phone: (972) 276-4888. Email: info@friscodentalhub.com. Led by Dr. Chakrapani Nannapaneni, DDS (UCSF, practicing since 2003). Hours: Mon/Wed/Fri 9am–4:30pm, Sat by appointment.

In-House Membership Plan

For patients without dental insurance, Frisco Dental Hub offers an annual in-house membership plan that includes 2 professional cleanings, 2 comprehensive exams, full digital X-rays, and 1 emergency exam per year — plus 15–20% discounts on all other dental treatments including fillings, crowns, implants, root canals, Invisalign, and whitening. No deductibles, no waiting periods, no claim forms required.

Typical Treatment Costs — With and Without Insurance

Routine cleaning + exam:
$0–$60 with PPO · $130–$200 without
Deep cleaning (per quad):
$50–$150 with PPO · $200–$350 without
Composite filling:
$30–$100 with PPO · $150–$250 without
Dental crown (porcelain):
$300–$700 with PPO · $1,100–$1,600 without
Root canal — front tooth:
$140–$400 with PPO · $700–$900 without
Root canal — molar:
$200–$600 with PPO · $1,000–$1,500 without
Dental implant (single):
$2,000–$4,500 with PPO · $3,000–$4,500 without
Teeth whitening:
$400–$600 (cosmetic — not covered by PPO)
Invisalign:
$2,500–$5,000 with PPO · $3,500–$5,500 without

No Surprise Bills Policy

Frisco Dental Hub verifies every patient's insurance benefits before their appointment. Patients are told their exact out-of-pocket cost before any treatment begins. There are never surprise charges. For insurance questions call (972) 276-4888.

Questions About Insurance? We'll Answer Them in 2 Minutes.

Call our front office anytime during business hours. We'll verify your insurance, quote your out-of-pocket cost, and get you scheduled — all in one call. New patients always welcome.

🕐 Mon/Wed/Fri 9am–4:30pm · Sat by appointment
5.0 Google · 200+ Reviews

PPO Dental Insurance & Financing in Frisco TX — Frisco Dental Hub

Frisco Dental Hub is a PPO dental practice in Frisco TX that accepts most major PPO dental insurance plans including Delta Dental PPO, MetLife PPO, Cigna PPO, Aetna PPO, BlueCross BlueShield, United Healthcare, Humana, and Guardian. We are a preferred PPO provider serving employees from Toyota, Liberty Mutual, FedEx, Frisco ISD, and many other major Frisco employers. We also accept out-of-network PPO benefits and file claims as a courtesy. We offer CareCredit 0% APR financing, accept HSA and FSA payments for all procedures including dental implants, and have an in-house dental membership plan for patients without insurance. Led by UCSF-trained Dr. Chakrapani Nannapaneni DDS, our team verifies your benefits before every appointment — no surprise bills, ever. Final costs are always determined after a clinical exam by Dr. C. Serving Frisco TX, Plano TX, McKinney TX, Prosper TX, and all of North Texas. Call (972) 276-4888 to verify your insurance today.